What are the benefits of a cash-out refinance?

What are the benefits of a cash-out refinance?

A man or woman’s home is his or her castle, but life is not always a storybook and it’s not uncommon for us to go through chapters in our lives when the bills get out of control. In these cases, the financial commitment ... Continue Reading

You Could Save $2,400 Every Year but Your Lender Doesn’t Want You to Know It

You Could Save $2,400 Every Year but Your Lender Doesn’t Want You to Know It

There’s a carefully guarded secret in the mortgage industry: millions of homeowners are eligible for a far lower interest rate than they realize. ... Continue Reading

How often can you refinance your mortgage?

How often can you refinance your mortgage?

Refinancing a mortgage allows you to pay off an existing debt on a home with a new loan with different terms and features. The short answer to the question of how frequently you can refinance your mortgage is simple ... Continue Reading

Is now the right time to refinance?

Is now the right time to refinance?

A lower rate can save you a lot of money, but there are additional reasons and factors to consider if it’s time to refinance. A Licensed Lending Officer ... Continue Reading

Buying an investment property with a cash-out refinance

Buying an investment property with a cash-out refinance

Becoming a landlord can be a savvy financial move for those prepared to take on the responsibility. With two or more properties building equity at the same time, you can expand your real-estate portfolio ... Continue Reading

Make your debt deductible with a cash-out refinance

Make your debt deductible with a cash-out refinance

Debt comes from a variety of places and can add up quickly. A mortgage is typically a good form of debt, but other issues – medical bills and other emergencies – can make it tough to repay ... Continue Reading

8 things to know about a home before buying

8 things to know about a home before buying

Buying a home can be exciting, but it can also spark anxiety. You have a lot to think about. To lessen the stress, make sure you’re prepared. To get your checklist started, consider these eight things ... Continue Reading

Find the ideal home for your current life stage

Find the ideal home for your current life stage

No matter your life path, there are financing options to help pave the way so you can settle into the place and property that best fits your needs ... Continue Reading

Components of Your Credit Score

Components of Your Credit Score

Credit is an everyday reality, but how well do you understand your credit rating and the factors that influence it? If you’re like most people, you’re not clear on what shapes your score but when it comes to financing a home, it’s critical that ... Continue Reading

Rebuilding Credit After Bankruptcy

Rebuilding Credit After Bankruptcy

Filing for bankruptcy is typically a last resort for those who can no longer pay their creditors and need a new start. Depending on the type of bankruptcy a borrower files, assets are liquidated to pay off ... Continue Reading

Get the Skinny on Jumbo Loans

Get the Skinny on Jumbo Loans

When a mortgage exceeds the maximum conforming limits set by Fannie Mae and Freddie Mac, it’s considered a “jumbo” loan. The limits vary throughout the United States, depending on the housing costs ... Continue Reading

What Your Credit Score Says About You

What Your Credit Score Says About You

A credit score says a lot about how someone manages their finances. More and more landlords and employers are looking at credit reports to determine how well a potential tenant or employee will work out, and in some states a bad score can ... Continue Reading